your personal protection plan

there are many ways you can insure yourself

You most likely have car insurance, you probably take out travel insurance when you go overseas, and if you own a house, you probably have home and contents cover.

Your ability to earn an income is the most important asset you own - yet the majority of Australian's don't insure this.

We, as Financial Advisers, can do the best plan for you - but most plans are underpinned by your assumed ability to earn an income. Insure it! Otherwise, should your income cease, your plan will fail, and the repercussions of this can be financially devastating to you and your family!

Insurance is complicated. Insurance products aren't the same between all providers, and it is important to receive advice - so that when/if you need to claim, you aren't left hanging.

We can talk to you about different benefits, how much cover is appropriate and also how to fund the policy premiums.

  • Life Insurance – Pays out if you die, or if you are terminally ill.
  • Total & Permanent Disability (TPD) insurance – Pays out if you can never work again due to an injury or illness
  • Trauma or Critical Illness insurance – Pays out on diagnosis of a range of medical conditions, such as Cancer, Heart Attack, Stroke plus many more.
  • Income Protection insurance – Pays a monthly benefit to you if you are sick or injured and unable to work. This benefit can be long term or short term.
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WE CAN HELP GET MORE OUT OF YOUR insurance

WHAT’S OUR PROCESS?

Free Initial Consultation

Free consultation at a location of your choice. Here we will meet, listen to your goals and aspirations, and then collect the information relevant to provide a tailored advice solution.

Research

Utilising our broad knowledge base, and ensuring compliance with relevant rules and regulations, we undertake detailed research to ensure we have considered all aspects of your situation.

Strategy

Here we will identify and evaluate alternative strategies based on achieving your goals, and confirm their suitability for your needs.

advice

We will present you with a Clear & Concise plan to achieve the goals that you set out. This will include all the ‘nuts & bolts’ information and the various steps to be taken to meet your goals.

implementation

Simple – this step is putting the plan into action.

review

We will meet with you AT LEAST once a year to ensure your plan remains relevant and you are still on track to meet your goals.