Superannuation
Gold Coast
Why Superannuation
Management Matters
Superannuation is one of the biggest investments you’ll make, but rarely gets the attention it deserves. With expert advice on fees, performance and value for money, we help you enjoy the best possible retirement.
Effective superannuation management is essential to growing a reliable retirement fund and achieving long-term financial security. Without strategic planning, individuals may face unnecessary fees, lack of growth opportunities, or misalignment with their retirement goals.
Our Gold Coast Superannuation Services
We will work with you to identify an appropriate investment mix, a service level that meets your preferences, as well as ongoing advice and support to ensure your superannuation is working hard for you. New Wave Financial Planning can assist with:
Finding lost super
New Wave Financial Planning helps locate and recover lost or inactive superannuation accounts, ensuring you can consolidate funds and avoid unnecessary fees. This process can maximise your retirement savings by reclaiming funds that may have been overlooked.
Consolidating multiple accounts
If you have multiple superannuation accounts, New Wave can help combine them into one, streamlining your funds and reducing account fees. Consolidation can simplify your finances and boost your retirement savings.
First Home Super Saver (FHSS) Scheme
For those saving to buy their first home, New Wave provides guidance on the FHSS scheme, which allows you to save through superannuation. This scheme can offer tax benefits and accelerate your journey to home ownership.
Self-Managed Super Fund (SMSF)
New Wave offers support in setting up and managing SMSFs, allowing you full control over investment decisions. SMSFs can be tailored to your specific goals, offering flexibility but requiring careful management.
Salary sacrificing
By directing some of your pre-tax income into superannuation, salary sacrificing can increase your retirement savings and reduce taxable income. New Wave helps structure this approach to fit your financial goals.
Pension strategies for retirement
New Wave assists in developing pension strategies that ensure a steady income stream through retirement. Tailored planning can make your super last longer and meet lifestyle needs.
Sustainable superannuation
For clients interested in ethical investing, New Wave offers guidance on sustainable super options. These investments focus on environmental and social responsibility, aligning with values for a positive impact.
Downsizer contributions
New Wave advises on downsizer contributions, which allow individuals over 55 to contribute proceeds from selling a home to their super. This strategy can boost retirement funds without affecting contribution caps.
What’s Our Process?
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Free Initial Consultation
In our initial complimentary meeting we will listen to your goals and aspirations. We will then cover in detail the services we provide and explain how we help people achieve their goals
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Research
Utilising our broad knowledge base, and ensuring compliance with relevant rules and regulations, we undertake detailed research to ensure we have considered all aspects of your situation.
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Strategy
Here we will identify and evaluate a range of strategies based on achieving your goals, and confirm their suitability for best meeting your needs.
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advice
We will present you with a Clear & Concise plan to achieve the goals that you set out. This will include all the ‘nuts & bolts’ information and the various steps to be taken to meet your goals.
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implementation
Simple – this step is putting the plan into action.
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review
We will meet with you AT LEAST once a year to ensure your plan remains relevant and you are still on track to meet your goals.
Get Started with Our Superannuation Gold Coast Service Today!
Secure your future with a superannuation plan that aligns with your retirement goals. Ready to make the most of your superannuation? Contact New Wave Financial Planning for a consultation, and let our Gold Coast superannuation experts guide you toward a financially secure retirement.
Benefits of Choosing New Wave Financial Planning
for Superannuation in Gold Coast
Benefits of Working with New Wave Financial Planning:
Expert Superannuation Knowledge
Our advisors are well-versed in the latest superannuation regulations and options, giving you the confidence that your fund is being managed effectively.
Customised Advice and Strategy
Each client’s needs are unique, and our approach reflects that. We develop a strategy that aligns with your financial goals, lifestyle expectations, and retirement plans.
Ongoing Support and Plan Adjustments
Life changes, and so do financial needs. We provide continuous support, adjusting your superannuation strategy to reflect any changes in your life or the financial market.
