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budgeting

Our Guide for Creating a Flexi-Budget In 2021

Creating a budget is the first step in the journey to becoming financially secure. Eventually, by practising smart...
laptop and hand

Why Cash Flow Plays a Bigger Role Than Profit: Our Guide

For most small business owners, profit is the most important thing that many aim for. However, the best...
black guy working on budgeting

Business Budgeting: Why You Need to Budget for Your Business

Too many business owners start with a wave of optimism and enthusiasm without thinking of their budget. They...
calculator and documents

4 Money-Wise Strategies for Improving Your Cash Flow

No matter what they sell or cause they represent, every business needs to have a steady cash flow...
budgeting

Budgeting 101: The 5 Steps to Creating a Successful Budget

Money makes the world go round—and the lack of it leads to crises, mental distress, and a poor...
retirement

A Guide to Planning For Your Retirement—What to Remember

There comes the point in your life where you can finally retire and spend the rest of your...
retirement

Saving for Retirement: It’s Not Too Late to Start at 40

It’s generally better to save for your retirement as early as you get your first job in your...
calculator

Understanding Superannuation: What a First-Timer Should Know

If you are an employee of a company, one of the benefits you would encounter is Superannuation. It...
accountant working on papers

Accountant Vs. Financial Planner—Who to Hire for Your Business

It can be pretty challenging to handle money because it involves keeping track of your savings and expenses...
retirement

The Importance of Managing Your Super Fund Long Before Retirement

Every time you get a new job, your employer will ask you if you have an existing superannuation...
financial planning

6 Top Reasons Why You’ll Want to Invest in Financial Planning

The moment you start to make a living and are employed or running a business, you’ll always want...
retirement

Debunking 4 of the Most Common Myths About Retirement Planning

There are so many myths and misconceptions about personal finance and retirement planning that it can be difficult...
estate planning

The Components of a Solid Estate Plan—What to Know

“What happens when you die?” Some create stories about it; some do everything they can to avoid it,...
money saving tips

A Young Professional’s Guide to Money Saving in 3 Easy Tips

Managing your finances can be challenging, but sticking to a budget and building your wealth is all the...
fine dining

Where Do Australians Spend Their Money?

There are three effective ways to build wealth: increase your income, save more money, and invest for future...
income

4 Crucial Steps to Getting by on a Reduced Income

In today’s day and age, we need money to survive. Everyone’s relationship with money is different, which is...
financial advisor

5 Characteristics of a Professional Financial Advisor

During your business ownership experience, you may sometimes need to accept that you cannot handle finances alone, and...
Planning for Your Retirement

3 Crucial Questions to Ask When Planning for Your Retirement

Retirement seems like lightyears away from now, but it’s a goal that many responsible adults hope to obtain...
getting financial advice

Why You Need to Consider Getting Financial Advice

We live in a time when financial advisors are widespread. Most people seek their advice similar to how...
Rate Cut

Switch lenders if rate cut is not passed on: RBA

Mortgage holders and business operators are being encouraged by the RBA to switch lenders if their bank doesn’t...
Cafe - JobKeeper

JobKeeper 2.0 – What you need to know

Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to...
Investment Ownership

Choosing the right investment ownership model

We all know that choosing the perfect investment and getting the timing right are both critical. What people...
Super Gender Gap

6 ways to bridge the Super gender gap

The superannuation gender gap has narrowed over the past decade, but more work still needs to be done....
Loan Deferrals

Loan deferrals to be extended for customers who need extra breathing space

Home and business owners struggling financially due to COVID-19 will be given another four months to resume paying...
First Home

You might be closer to your first home deposit than you think

You’ve probably heard the federal government is giving $25,000 grants to eligible Australians looking to build or substantially...
Business Deadlines

4 important upcoming business deadlines

Interested in a $10,000 business grant? How about buying a much-needed asset and immediately writing off the cost?...
A Bank Can do that?

Wait, the bank can do that!?

Every now and then a bank does something that bucks the trend and takes customers by surprise. Today...
Asset Write-Off

Making the most of the instant asset write-off before the EOFY deadline

Two months and counting (down). That’s how long your business has to make use of the $150,000 instant...
What is an ETF

What the heck is an ETF?

Exchange Traded Funds, or ETFs, are often cited as a lower-risk, lower-cost alternative to mutual funds and index...
First Home Buyer

The big questions we’re receiving from first home buyers

It’s fair to say it’s an unusual time to be a first home buyer. But there are still...
Pause Repayments

Need to pause your mortgage repayments? Here are the banks’ deferral policies

This is one article we hope you never have to read. But if COVID-19 has impacted your income...
Stimulus package

The coronavirus economic stimulus plan for businesses explained

Small businesses all around the world are facing uncertain times. However, rather than shutting up shop until COVID-19...
SME - Coronavirus

SME owners impacted by coronavirus urged to contact creditors

SME owners concerned about the coronavirus outbreak impacting their cash flow are being urged to talk to their...
Rate Cut

RBA cuts cash rate to record low amid coronavirus concerns

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a...
Downsizers

Downsizers tipped to be a ‘powerful force’ in 2020

Downsizers are tipped to take advantage of ‘the perfect storm’ and get the most out of the property...
Loyalty Tax

Are you being stung by the loyalty tax?

Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a...
Credit Score - Valentine

Credit scores set for Valentine’s Day boost

Tens of thousands of Aussies have an extra reason to love Valentine’s Day this year, with their credit...
Spender or Saver

Are you a spender or a saver?

Are you paid weekly, fortnightly or monthly? New research indicates that how often you’re paid has a pretty...
Just Married

You’re married! Now what about your finances?

The hangover has worn off, the (frightening) wedding bills have been paid, and you finally have time to...
Sustainable & Ethical Investing

Ethical investing explained

In the past, most Australians didn't think about what their money was doing. Well, beyond making them more...